Best credit card to use for luxury goods!

To my knowledge, most luxury brands do not have tie-ups with credit cards or banks. Meaning, they do not offer discounts for using a particular credit card.

So which card do I use to get the most out of my luxury purchase?

The answer is, Maybank World Mastercard

Image credit: Maybank Singapore

What this card offers:

• 10x TREATS points for every S$1 spent at selected retail, dining establishments and petrol stations islandwide (see list below)
• VIP access to JetQuay
• TREATS points never expire
• 15.5% discount @ Shell with BPDS (Best Petrol & Diesel Supply) Shell Corporate Card

1) CLUB 21

• 3.1 Phillip Lim • A|X Armani Exchange • Alexander Wang • Armani Junior • Balenciaga
• BLACKBARRETT • Bonpoint • Caramel Baby & Child • Carven
• Calvin Klein platinum label • Calvin Klein platinum label Accessories • Club 21
• Club 21 Gallery • Club 21 Men • Club 21b • Comme des Garçons
• Comme des Garçons POCKET • DKNY • DKNY JEANS • Donna Karan
• Dries Van Noten • Emporio Armani • Giorgio Armani • Issey Miyake • Jil Sander
• Kids 21 • Lanvin • Marc by Marc Jacobs • Marc Jacobs • Marni • Mulberry
• Paul Smith • Pleats Please Issey Miyake Bao Bao Issey Miyake • Pomellato
• Proenza Schouler • Stella McCartney • Tsumori Chisato
Valid till 31 December 2014. 10X tr’eats Points is only applicable to standalone boutiques in Singapore.

2) T Galleria by DFS (Scottswalk)

BOUTIQUES
• Bally • Bottega Veneta • Bulgari • Burberry • Celine • Chloe • Coach • Dunhill • Fendi
• Givenchy • Gucci • Loewe • Louis Vuitton • Marc by Marc Jacobs • Mont Blanc
• Prada • Ralph Lauren • Salvatore Ferragamo • Tod’s • Tumi
COSMETICS
• Benefit • Biotherm • Bobbi Brown • Chanel • Clarins • Clinique • Dior • Estee Lauder
• Kiehl’s • Giorgio Armani • Guerlain • Helena Rubinstein • Jurlique • La Mer
• Lancome • L’Occitane • L’Oreal • M.A.C • Origins • Shiseido • Sisley • SK-II
FRAGRANCES
• Anna Sui • Bulgari • Burberry • Calvin Klein • Chloe • Dior • Dolce & Gabbana
• DKNY • Elie Saab • Elizabeth Arden • Ermenegildo Zegna • Estee Lauder
• Fendi • Giorgio Armani • Givenchy • Gucci • Guerlain • Hermes • Hugo Boss
• Issey Miyake • Kenzo • Lancome • Marc Jacobs • Mont Blanc
• Narciso Rodriguez • Prada • Ralph Lauren • Salvatore Ferragamo
• Valentino • Versace • Yves Saint Laurent
JEWELLERY AND WATCHES
• Anne Klein • Baume & Mercier • Bell & Ross • Bulgari • Burberry • Calvin Klein
• Cartier • Certina • Chopard • Coach • Corum • Diesel • Emporio Armani
• Folli Follie • Glashütte • Gucci • Girard Perregaux • Hamilton • Hermes • IWC
• Jaeger-LeCoultre • Longines • Maurice Lacroix • Michael Kors • Mido
• Marc by Marc Jacobs • Mont Blanc • Omega • Piaget • Rado • Skagen • Swatch
• TAG Heuer • Tiffany & Co. • Tissot • Zeniths
SUNGLASSES
• Burberry • Celine • Coach • Dior • Dolce & Gabbana • Emporio Armani
• Ermenegildo Zegna • Fendi • Gucci • Hugo Boss • Marc by Marc Jacobs
• Maui Jim • Oakley • Porsche Design • Prada • Ray Ban • Salvatore Ferragamo
• Tom Ford • Tory Burch
The awarding of 10X tr'eats Points is only applicable at the boutiques listed above.


3) Crystal Jade 

• Crystal Jade Palace Restaurant • Crystal Jade Golden Palace • Crystal Jade Dining IN
• Crystal Jade Premium • Crystal Jade Korean Ginseng Chicken & BBQ
• Crystal Jade Jiang Nan • Crystal Jade Pristine • Crystal Jade Steamboat Restaurant
• Crystal Jade Steamboat Kitchen • Crystal Jade Kitchen • Crystal Jade My Bread
• Crystal Jade La Mian Xiao Long Bao • Crystal Jade HK Café IN
• Crystal Jade Viet Café IN • Crystal Jade Restaurant • Crystal Jade Dining Place

4) Les Amis Group of Restaurants
• Bistro du Vin • Canelé • Casa Verde • Caveau Wines & Bar
• Cine Bar • Cine Café • La Strada • Les Amis
• NamNam Noodle Bar • PACK’D • Peperoni Pizzeria
• Union Square Café

5) SuperNature
• SuperNature • SuperNature (Mother & Child)






So what if you earn 10x TREATS points?

You may redeem S$50 cash credit to offset your petrol bills with 10,000 TREATS points, which is equivalent to 5% cash rebate.

Alternative, you may redeem 1000 Krisflyer miles with 2,500 TREATS points, which is equivalent to 4miles/$spent

OR $50 Capitaland, VivoCity, NEX vouchers with 12,000 TREATS points, which is equivalent to 4.17% discount

There are many other things you may redeem but the above are what I feel is the most value. Check out the rewards system here.



Tags: Maybank, World, Mastercard, luxury, shopping, shell, discount, miles, credit card