Best Credt Card(s) for Overseas 2015
I have numerous requests asking for the best credit card for overseas use and after considerable time spent on close examination of different credit cards offered by different banks, I tabulated the results and came up with this table, giving you an overall view of the benefits of recommended credit cards. Also, based on this table, I rocommend the best credit card for overseas use depending on different situations.
I must say there is no 1 card that offers the best deal for overseas spending in my opinion. It all depends on where you are going to and what you are swiping your card for.
Anyway, for your information. And do let me know if you spot any mistakes or if I had missed out any cards.
As I have mentioned earlier, there is no 1 card that is best for overseas use.
If you are travelling to AUS/NZ, the best card is ANZ Travel Visa Signature.
Any other countries, UOB Visa Signature will be your best card, but do remember to spend more than S$1000.00 in foreign currency during your statement period of the maximum rewards.
If you are a small spender or going on a short getaway, and you know your expenses oversea will definitely to less than S$1000.00, bring along your CITI Rewards CC and charged to it at department stores, shops that sell bags, clothes, shoes. Then charge the rest to your ANZ Travel Signature.
Hope this table is useful to those who are travelling in this holiday season!
PS. The table does not take into account of special promotions which may happen from time to time. I also did not take into account of conversion rates, cross border charges etc.
Tags: overseas, spending, credit card, ANZ Travel Visa Signature, Citibank Clear Platinum, Premiermiles, Rewards, DBS Altitude, Maybank Horizon, OCBC Titanium, Standard Chartered Manhattan, UOB PRVI Platinum, Visa Signature, VISA, MASTER, AMEX, cash rebate, miles, shopping, holiday, vacation, getaway
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